Räkna.nu

Calculadora de prestación por enfermedad Suecia 2026

Estima la prestación sueca por enfermedad con SGI, grado de incapacidad, nivel y días pagables.

Your sickness-benefit assumptions

Enter an approximate annual SGI and the part of the sickness period you expect Försäkringskassan to pay. Use the tax field only for a simple planning net estimate.

Tus detalles

This first release is source-versioned for 2026 only.

SEK

Use your known SGI if you have one. Otherwise enter a gross annual-income planning assumption; Försäkringskassan decides the official SGI.

Choose the degree of reduced work capacity: one quarter, one half, three quarters or full.

Normal level uses 80%; continuation level uses 75% after the relevant continuation point.

days

Calendar days paid by Försäkringskassan after any employer sick-pay period. Do not add days 1–14 for a typical employee.

Ajustes avanzados
%

A simple percentage assumption for planning only. It is not Försäkringskassan’s tax-table calculation.

Los resultados se actualizan al instante

Results

Ejemplo con valores predeterminados

Compara importes diarios, del periodo y mensuales antes y después de impuestos.

Approximate month after tax
19.535 SEK

A simple monthly planning figure after the tax assumption.

Approximate month before tax: 27.907 SEK

Estimación, no resolución oficial · Rule year: 2026

Leer metodología

Usa el resultado como apoyo para decidir y planificar. En decisiones importantes conviene confirmar los detalles con la autoridad, banco, empleador o asesor correspondiente.

Treat the SGI input as a planning assumption

Only Försäkringskassan can determine your SGI. The calculator does not assess work history, SGI protection or eligibility.

The after-tax figures are approximate

The result subtracts the percentage you entered. Actual withholding can differ because of tax tables, other income and deductions.

Employer sick pay is kept separate

For a typical employee, the employer covers up to 14 calendar days and Försäkringskassan normally starts from day 15. The total above includes only the payable days you entered.

Benefit per payable day after tax
643 SEK

Gross calendar-day benefit reduced by your planning tax rate.

Selected period after tax
19.278 SEK

Selected-period gross benefit reduced by the planning tax rate.

Selected period before tax
27.540 SEK

Daily gross benefit multiplied by the payable days you entered.

Benefit per payable day before tax
918 SEK

Gross calendar-day benefit after applying the selected degree.

Detalles del resultado

SGI used in estimate
432.000 SEK

The lower of your planning SGI and the 2026 ceiling.

2026 SGI cap
592.000 SEK

Ten price base amounts for 2026.

Rule year
2026

The source-year rule set used by this first release.

Full-day benefit before tax
918 SEK

The calculated full-day amount before scaling for the selected benefit degree.

Benefit level
normal

The selected statutory level used by the simplified model.

Replacement rate
80,00 %

80% at normal level or 75% at continuation level.

Benefit degree
100,00 %

The share of a full sickness-benefit day used in the estimate.

Payable days
30

The days included in the selected-period total.

Calculation basis
365

The annual formula divides by 365 calendar days.

Employer sick-pay period
14

Typical employee sick-pay handoff before Försäkringskassan benefit.

Typical first Försäkringskassan day
15 SEK

Typical handoff day when employer sick pay applies for days 1–14.

Tax rate used
30,00 %

The percentage used for the optional net estimate.

Análisis y orientación

  • Start with the official SGI

    If Försäkringskassan has already decided your SGI, use that number rather than guessing from your latest payslip.

  • Keep the handoff visible

    Budget employer sick pay and Försäkringskassan sickness benefit as separate parts of the same sickness period.

  • Test reduced capacity

    Compare 25%, 50%, 75% and 100% to see how a partial return to work changes the daily and monthly planning figures.

Sobre esta calculadora

Prestación por enfermedad en Suecia 2026: SGI y cálculo

Revisado el 27 de agosto de 2026.

Esta calculadora ofrece una estimación de planificación de la sjukpenning sueca. Usa una SGI conocida o un ingreso anual aproximado, el grado de incapacidad, el nivel y los días pagables.

Importes de 2026

La SGI máxima es 592000 SEK. El máximo diario es 1259 SEK al 80% y 1180 SEK al 75%; los mínimos son 30 y 28 SEK. La fórmula simplificada es min(SGI, 592000) × 0.97 × porcentaje / 365 y después se aplica el grado elegido.

Para un empleado, el empleador suele pagar hasta 14 días naturales. Después puede comenzar la prestación de Försäkringskassan. El cálculo separa ambos pagos y no decide SGI, derecho ni impuestos.

Confirma los datos en la Försäkringskassan.

Cómo funciona el cálculo

How this sickness-benefit estimate works

The model caps the planning SGI at SEK 592,000 for 2026 and applies SGI × 0.97 × 80% / 365 at the normal level. The result is rounded to whole kronor, then scaled by the selected 25%, 50%, 75% or 100% benefit degree. The continuation level uses 75% and the official 2026 minimums of SEK 30 and SEK 28 per calendar day.

Normal and continuation levels

Försäkringskassan publishes a highest calendar-day sickness benefit of SEK 1,259 at 80% and SEK 1,180 at 75% for 2026. These figures are useful ceiling checks, but your payment can be lower because SGI, degree, eligibility and payment days are individual.

The employer handoff matters

For a typical employee, the employer pays sick pay for up to the first 14 calendar days. Sickness benefit from Försäkringskassan normally starts from day 15. This estimate asks for payable Försäkringskassan days, so it never silently adds employer sick pay to the result. Self-employed people and employees without sick-pay rights can have a different first-day route.

What this calculator does not decide

This is a planning estimate, not a decision. It does not determine your SGI, eligibility, qualifying conditions, karensavdrag, protected SGI, rehabilitation rules, irregular work, unemployment, self-employment, serious illness exceptions, collective-agreement top-ups or the exact tax withheld. Verify the result with Försäkringskassan before relying on it.

Common questions

What is the maximum sickness benefit in 2026?

Försäkringskassan lists a maximum calendar-day sickness benefit of SEK 1,259 at 80% and SEK 1,180 at 75% for 2026. The exact amount depends on your official SGI, benefit degree and circumstances.

Why does the calculator ask for SGI instead of only salary?

Sickness benefit is based on the SGI Försäkringskassan establishes, not a simple salary field. If you do not know your SGI, you can enter annual income as an explicitly labelled planning approximation.

Does the estimate include the first 14 days of sickness?

No. For a typical employee, the employer pays sick pay for up to the first 14 calendar days. The result uses the Försäkringskassan payable days you enter so employer sick pay is not silently combined with sickness benefit.

Is the after-tax amount exact?

No. It is a simple percentage scenario. Försäkringskassan withholding and your final tax depend on tax tables, other income, deductions and the full year.

Can unemployed or self-employed people use this calculator?

Not as a reliable first-release estimate. Their payment route, qualifying rules and first sickness days can differ, so verify directly with Försäkringskassan.

Cómo conviene leer esta calculadora

Los resultados sirven como orientación. Se basan en reglas, supuestos y modelos simplificados que pueden diferir de tu situación real exacta.

Estimación, no resolución oficial

Usa el resultado como apoyo para decidir y planificar. En decisiones importantes conviene confirmar los detalles con la autoridad, banco, empleador o asesor correspondiente.

Metodología

Cada calculadora utiliza entradas, supuestos y lógica de cálculo definidos. En la página de metodología explicamos el enfoque general.

Leer metodología

Fuentes y actualizaciones

Las calculadoras importantes deberían poder rastrearse hasta reglas oficiales, orientación pública u otras referencias claramente indicadas.

Ver fuentes

Official sources

Última revisión
Reglas vigentes desde
Conjunto de reglas
Reglas suecas de prestación por enfermedad 2026

Limitaciones importantes

  • El resultado es una estimación
  • La autoridad decide si tienes derecho
  • Tus datos personales pueden cambiar el resultado
  • Las tasas y reglas pueden cambiar
Comprueba el resultado en la autoridad o el servicio oficial

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