Calculate for life in Sweden
Work out take-home pay, housing costs, savings, and benefits with Swedish rules, visible assumptions, and results you can verify.
Browse calculators- Swedish rules and data
- Taxes, benefits, and defaults are adapted to conditions in Sweden.
- Visible assumptions
- Each calculator shows which inputs and simplifications shape the result.
- Results you can check
- Review clear breakdowns and consult methodology and official sources when a decision requires it.
Featured calculators
Start with six essential tools for salary, housing, savings, benefits, budgeting, and currency.
Net salary after tax
Estimate take-home pay after municipal tax, state income tax, church tax and voluntary pension savings. You can also work backwards from a target net salary to gross pay.
Includes Swedish state tax, church tax and municipality selection.
Open salary calculatorMortgage calculator
Calculate a Swedish mortgage under the rules effective from 1 April 2026: loan size, loan-to-value, interest cost, minimum amortisation and estimated monthly cost.
See Sweden's 90% mortgage cap, 10% minimum down payment and the amortisation thresholds at 50% and 70% loan-to-value.
Open mortgage calculatorSavings goal & compound interest
Forecast how your capital grows when combining a lump sum with monthly savings.
Separates your own contributions from pure investment returns.
Open savings calculatorUnemployment & activity support 2026
Compare Swedish A-kassa with a bounded aktivitetsstöd estimate in one income-planning journey.
Choose A-kassa or aktivitetsstöd, then see a transparent gross and planning net scenario.
Open unemployment calculatorHousehold budget calculator – monthly money left
Put net household income, everyday costs, debt payments, and a savings target into one clear monthly budget.
See money left, savings capacity, and annual margin
Build a household budgetCurrency Converter
Convert between different currencies with up-to-date exchange rates from Frankfurter API.
Daily reference rates for supported currencies
Start convertingCategories
Calculators organised to help you work through key financial and wellbeing questions.
Housing & mortgages
Calculate Swedish mortgages, deposits, property registration, mortgage deeds, electricity costs and home-sale results.
Income & tax
Calculate Swedish take-home pay, tax, parental benefit, VAB, unemployment benefit, travel deductions and holiday pay.
Benefits & support
Estimate Swedish benefits and temporary support such as Fritidskortet, Jobbpremie, Villaeffekten and electricity support with clear conditions.
Savings & goals
Plan savings, pensions, ISK investments, FIRE, loans, car purchases, household budgets and inflation with clear scenarios.
Fitness & health
Calculate BMI, basal metabolic rate and pregnancy dates with health tools that explain results, assumptions and limitations.
Business & VAT
Calculate Swedish VAT, employer costs, profit margins and late-payment interest with clear formulas and explanations.
Tools
Use tools for percentages, dates, age, working days and currencies, plus converters for units, weight, speed, energy and storage.