Guides
Practical guides for decisions about housing, salary, savings, family finances, business and health in Sweden. Start with your question and continue to the right calculator.
Housing costs: mortgage and purchase budget
See what a home costs at purchase and each month. Bring the mortgage, deposit, repayments, running costs, title registration, mortgage deeds and tax relief into one plan.
Read the guideSalary and tax: take-home pay and benefits
Plan around the money that reaches your account. Understand gross pay, preliminary tax, municipality, benefits and deductions under Swedish conditions.
Read the guideSaving: a buffer, ISK and long-term goals
Choose saving based on purpose, time and risk. Compare a buffer, regular deposits, account types, inflation and retirement without treating a projection as a promise.
Read the guideFamily finances: parental benefit, VAB and support
Plan for income changes with children, leave, illness, study or unemployment. Compare benefits with household expenses and verify eligibility with the responsible authority.
Read the guideBusiness: VAT, margins and employee costs
See what remains after VAT and costs. Use a consistent price basis when calculating sales, margins and the cost of employing someone.
Read the guideHealth and converters: BMI, energy and units
Use BMI, BMR, percentages and unit conversions for specific questions. Understand what each result measures and when individual assessment is needed.
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