Housing & mortgages

Pantbrev (mortgage deed) calculator

Estimate pantbrev costs by calculating new mortgage deed needs, the 2% stamp duty, and the fixed SEK 375 registration fee.

What is pantbrev?

Pantbrev is the Swedish mortgage deed. When you take out or increase a mortgage, you may need to issue new deeds. Any new pantbrev costs 2% of the deed amount plus a fixed SEK 375 fee. Existing deeds that come with the property reduce how much new issuance you need.

How we calculate your cost

Enter your total mortgage amount and the value of existing deeds on the property. We compare them to see if you need new pantbrev. If you do, we apply 2% stamp duty to the new deed amount and add the SEK 375 registration fee.

Plan your home purchase budget

Pantbrev is separate from lagfart (stamp duty on the purchase price). Include both when budgeting for down payment, closing costs, and moving expenses. Knowing the exact pantbrev cost helps you avoid surprises on completion day.

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