Car loan calculator
Estimate your Swedish car loan with monthly payment, total interest, and total cost based on price, down payment, interest, term, and residual value.
Why residual value matters
A higher residual (balloon) value lowers the monthly payment but leaves a bigger lump sum at the end or in a refinance. Our calculator separates the residual so you can see both the monthly impact and the total cost.
Down payment reduces interest
A larger down payment decreases the loan amount and lowers total interest paid. Try different down payments to see how much you save over the term.
Plan for the total cost
Beyond the monthly payment, include the residual amount and total interest to understand the full cost of the car. Use this to compare financing offers or decide if leasing is a better fit.
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