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Transition study support planner 2026

Compare a gross omställningsstudiestöd withdrawal with remaining work capacity, weeks, and a simple after-tax planning scenario.

Your study-support scenario

Enter a planning income basis, choose a withdrawal percentage, add planned work, and select the number of weeks. The net figures use only your optional tax assumption.

Your details

This first release is source-versioned for 2026 only.

SEK

Use a gross monthly planning figure. CSN uses an official annual-income calculation connected to Försäkringskassan’s rules, which can differ from this simple annualisation.

Choose one of CSN’s published withdrawal levels: 20%, 40%, 50%, 60%, 75% or 100%.

%

Include planned work or another paid activity. The planner warns if this plus support is above 100%.

weeks

The result is capped at the published maximum for the selected withdrawal percentage.

Advanced settings
%

A simple percentage scenario only; actual withholding is not calculated here.

This is only an information handoff. No loan entitlement or loan formula is calculated.

Results update instantly

Results

Example using default values

See weekly, four-week and selected-period support without treating this as a CSN eligibility decision.

Gross support per week

2,886

Gross grant estimate before tax for one week.

Gross support for four weeks: 11,544

Estimate, not a legal decision · Rule year: 2,026

Read methodology

Use the result as decision support and planning help. For high-stakes choices, confirm the details with the relevant authority, lender, employer, or adviser.

The weekly result uses a 2026 cap

The income-based estimate is above the published maximum, so the selected percentage cap is applied.

After-tax figures are only planning estimates

The calculator subtracts the percentage you entered; it does not reproduce CSN withholding or your final tax.

Confirm eligibility and the income basis with CSN

CSN decides the application window, qualifying conditions, official annual income, study arrangement, payment schedule and final amount. The annual-income basis is connected to Försäkringskassan’s rules, and the grant may be limited to ten weeks from the calendar year you turn 62.

Gross support for four weeks

11,544

Weekly gross estimate multiplied by four; use as a comparison only.

Gross support for selected period

SEK 57,720

Weekly gross estimate multiplied by the weeks used.

Estimated support for four weeks after tax

8,081

Four-week comparison after the optional tax assumption.

Estimated support for selected period after tax

SEK 40,404

Selected-period estimate after the optional tax assumption.

Result details

Monthly income estimate

The gross monthly input used to create a simple annual planning basis.

SEK 35,000

Annualised income basis

Monthly income estimate multiplied by 12; CSN may use a different official basis connected to Försäkringskassan’s annual-income rules.

420,000

Support withdrawal

The share of full study-support time selected for this scenario.

50.00%

Planned work or activity

Your planned work or other paid activity percentage.

50.00%

Work plus support

Support withdrawal plus planned work or paid activity.

100.00%

Remaining work headroom

100% minus the selected support withdrawal; this is not an income exemption.

SEK 50

Weeks used in this scenario

The number of weeks included after the selected maximum is applied.

20

Maximum weeks at this withdrawal

The published maximum duration for the selected withdrawal percentage.

88

Full weekly support before withdrawal

The 100% weekly result before applying the selected withdrawal percentage.

5,773

Weekly cap at selected withdrawal

The published 2026 maximum for the selected withdrawal level.

2,886

Planning tax rate used

The percentage subtracted for the optional net planning view.

SEK 30

Analysis & guidance

  • Compare support with work

    Run 50%, 75% and 100% scenarios to see how study-support withdrawal changes the remaining work headroom.

  • Treat four weeks as a lens

    A four-week total makes scenarios comparable, but it is not a promise about CSN’s payment calendar.

  • Keep the annual basis visible

    Your monthly input is a planning proxy; CSN’s annual-income calculation, including the Försäkringskassan-related basis and any age rule, remains authoritative.

About this calculator

Transition study support 2026

Swedish omställningsstudiestöd from CSN can help people study in mid-career. This is a gross planning tool: compare a selected withdrawal with work, weeks and a simple net scenario.

How the model works

The calculator annualises the gross monthly income estimate, applies 80%, divides by 52, and applies the selected withdrawal. For 2026 the cap is SEK 5,773 per week at 100%; lower withdrawal levels have their own published weekly caps.

Work and weeks

Support withdrawal and planned work should normally fit within 100% together. The calculator shows remaining work headroom and warns when the sum is higher. Maximum duration is 44 weeks at 100%, 58 at 75%, 73 at 60%, 88 at 50%, 110 at 40% and 220 at 20%. Four weeks is only a comparison period because CSN payments can cover four or five weeks.

CSN decides the case

CSN determines the annual income basis, eligibility, application window, study conditions, tax, loan information and final amount. This calculator does not decide entitlement or infer a loan formula.

Source: CSN – grant and loan amounts.

How the calculation works

The gross weekly grant model

This 2026 planning model starts with a monthly gross income estimate, annualises it, applies 80%, divides by 52, and then applies the selected withdrawal percentage. The result is capped at the published weekly maximum for that percentage: SEK 5,773 at 100%, with lower percentage caps for 75%, 60%, 50%, 40% and 20%.

Study percentage and work headroom

The selected support withdrawal and planned work or other paid activity should normally fit within 100% together. The planner shows remaining work headroom as 100% minus support withdrawal and warns when your work percentage plus support percentage exceeds 100%. It does not introduce a separate income-based fribelopp calculation.

Weeks and the four-week comparison

Choose requested support weeks up to the published duration for the selected withdrawal: 44 weeks at 100%, 58 at 75%, 73 at 60%, 88 at 50%, 110 at 40% and 220 at 20%. The four-week amount is only a comparison period; CSN payments can cover four or five weeks and first or last payments can be shorter.

What CSN still decides

CSN decides eligibility, the official income basis, application window, study conditions, coordinating organisation, tax withholding, loan information and the final amount. The income basis follows Försäkringskassan-related annual-income rules, which this planner only approximates. From the calendar year you turn 62, CSN can also limit the grant to ten weeks, with corresponding part-time limits. This planner does not calculate entitlement, repayment, household budget allocation or a loan formula.

Common questions

How is the weekly grant estimated?

The planning model annualises the monthly gross input, applies 80%, divides by 52, applies the selected withdrawal percentage, and limits the result to the published 2026 cap for that percentage. CSN may use a different annual-income basis connected to Försäkringskassan’s rules.

What does 50% support leave for work?

The planner shows 50% remaining work headroom before considering your planned work input. If work plus support is above 100%, it shows a warning rather than claiming an entitlement rule.

How many weeks can omställningsstudiestöd cover?

The published maximums are 44 weeks at 100%, 58 at 75%, 73 at 60%, 88 at 50%, 110 at 40% and 220 at 20%. From the calendar year you turn 62, CSN can limit the grant to ten weeks, with corresponding part-time limits. CSN decides the period for an individual case.

Is the four-week amount a CSN payment?

No. It is a comparison period. CSN explains that payments can cover four or five weeks and that first or last payments can be shorter.

Does this calculate the loan?

No. The optional loan choice only opens an official-information handoff. This release does not infer a loan formula or entitlement.

How to read this calculator

These results are meant as guidance. They are based on rules, assumptions, and simplified models that can differ from your exact real-world situation.

Estimate, not a legal decision

Use the result as decision support and planning help. For high-stakes choices, confirm the details with the relevant authority, lender, employer, or adviser.

Methodology

Each calculator uses defined inputs, assumptions, and logic. We explain the broader approach on the methodology page.

Read methodology

Sources and updates

Important calculators should be traceable back to official rules, public guidance, or other clearly stated references.

Read about sources

Official sources

Last reviewed
Rules effective from
Rule set
Swedish transition study-support rules for 2026

Important limitations

  • The result is an estimate
  • The authority decides your eligibility
  • Your individual facts can change the outcome
  • Rates and rules can change
Verify with the responsible authority or service

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