Inflation, prices, and purchasing power
How to use the calculator
Enter an amount in today's money, choose an average annual inflation rate, and set the number of years. The calculator shows both the future cost of the same purchase and the future purchasing power of an unchanged amount. These are two views of the same price movement. Try a grocery budget, a regular household expense, or a savings target rather than an abstract number.
Why two percent becomes more than twenty
Inflation compounds. A price of 10,000 becomes 10,200 after one year at 2 percent, and the next increase applies to 10,200. After ten years the equivalent cost is about 12,190, a cumulative increase of roughly 21.9 percent. The same compounding that helps investments can work against cash that does not grow.
Official inflation and your own basket
Consumer price indices follow a broad basket of goods and services. Sweden's Riksbank targets 2 percent inflation measured by CPIF, but actual inflation varies over time. Your household may also feel a different rate depending on how much goes to housing, food, electricity, or transport. That is why this tool accepts your own assumption instead of presenting one forecast as fact.
Plan with a range
No one knows the average rate for the next decade. Compare a central case with higher and lower alternatives. When planning savings, look at returns after fees, tax, and inflation. For retirement or a household budget, include an uncomfortable case as well. This result is a constant-rate scenario, not a promise about future prices.