Kharashka gurigu ma aha amaah keliya
Dulsaarku wuu muuqdaa, laakiin adeegyada, dayactirka, bixinta amaahda, diiwaangelinta iyo canshuur-dhimistu waxay ka baxaan isla miisaaniyadda.
Ka bilow koontada, ha ka bilaabin xayeysiiska
Marka hore ogow bisha waxa qoyska qaadi karo, ma aha inta bangigu oggol yahay.
Guryo isku eg waxay yeelan karaan khatar kala duwan
Guri ka jaban oo kharash joogto ah sareeyo wuu ka culusaan karaa mid qaali ah oo kharashkiisu deggan yahay.
Guuristu lacag caddaan ah bay cuntaa
Diiwaangelin, rahmad, laba kharash guri iyo rarid badanaa isku mar bay yimaadaan.
Xisaabiyayaal la xiriira
Xisaabiyaha amaahdii guriga
Xisaabi bolån Swedish ah adigoo raacaya xeerarka dhaqan galay 1 Abriil 2026: qadarka amaahda, belåningsgrad, dulsaar, amortisation-ka ugu yar iyo kharashka bille.
Arag bolånetak-ga 90%, lacag hormaris ugu yaraan 10% iyo heerarka amortisation-ka marka belåningsgrad uu gaaro 50% iyo 70%.
Fur xisaabiyaha amaahdii gurigaHormariska guriga Iswiidhan – xisaabiye 2026
Xisaabi hormariska ugu yar iyo daynta aragtiyeed qiimaha guriga, ama qiimaha ugu sarreeya ee kaydku oggol yahay.
Xadka daynta hadda: ugu badnaan 90% laga bilaabo 1 Abriil 2026
Xisaabi hormariskaXisaabiyaha lagfart (canshuurta siin-tuurka)
Qiyaas kharashka lagfart ee Sweden adigoo isku daraya canshuurta siin-tuurka iyo khidmada diiwaangelinta ee go’an, iyadoo la adeegsanayo qiimaha ugu sarreeya ee u dhexeeya qiimaha iibka iyo qiimaha canshuurta.
Muujiya 1.5% qofka gaarka ah ama 4.25% shirkad, mar walbana wuxuu adeegsadaa qiimaha ugu sarreeya ee u dhexeeya qiimaha iyo taxeringsvärde.
Xisaabi lagfartXisaabiyaha Pantbrev (deyn-hubinta guri)
Qiyaas kharashka pantbrev adigoo xisaabinaya pantbrev cusub, canshuurta 2% iyo khidmada go’an ee 375 SEK.
Waxay muujisaa inta amaahda ah ee daboolan pantbrev hore iyo kharashka saxda ah ee pantbrev cusub.
Xisaabi pantbrevCanshuurta iibka guriga ee Iswiidhan
Qiyaas faa’iido ama khasaare, canshuurta Iswiidhan iyo lacagta ka hadha daynta guri gaar loo leeyahay.
22% canshuur faa’iido, 50% khasaaro laga jari karo
Xisaabi iibka gurigaXisaabiyaha kharashka korontada Iswiidhan 2026
Qiyaas biilka oo dhan: koronto, khidmad shabakad isbeddelaysa, canshuur tamar iyo khidmad joogto ah.
Kharash bille iyo qiimaha dhabta ah halkii kWh
Xisaabi kharashkaXisaabiyaha deynta baabuurka
Qiyaas deynta gaari ee Sweden: lacagta bille, wadarta ribada, iyo kharashka guud iyadoo lagu saleynayo qiimaha, lacagta hormariska, dulsaarka, muddada, iyo qiimaha hadhaaga/balloon.
Waxay muujisaa sida lacagta hormariska iyo qiimaha hadhaaga u beddelaan lacagta bille iyo ribaaha guud.
Xisaabi deynta baabuurkaKala-jarista dulsaarka (ränteavdrag)
Ku qiyaas inta dulsaarka aad sannadkii bixisay ee aad ka soo celinayso canshuurta iyadoo loo marayo ränteavdrag-ka Iswiidhan.
Waxay tusaysaa kala-qaybsanaanta 30% iyo 21% iyo kharashkaaga dhabta ah marka canshuurta la dhimo.
Fur xisaabiyaha kala-jarista dulsaarkaMushahar nadiif ah kadib canshuur
Qiyaas mushaharka aad qaadanayso kadib canshuurta degmada, canshuurta dowlad dhexe, cashuurta kaniisadda iyo kaydka hawlgabka ikhtiyaariga ah.
Waxay tixgelisaa canshuurta dowladda Sweden, cashuurta kaniisadda iyo xulashada degmada.
Fur xisaabiyaha mushaharka